Florida Rural Electric Credit Union

Closed for Thanksgiving
Closed for Thanksgiving

FRECU's Main Office, and Branch Office will be closed Thursday November 26th, and Friday November 27th for the Thanksgiving holiday.  We will resume normal hours of operation on Monday November 30th. 

Christmas Loans
Christmas Loans

Christmas Loans Are Coming Soon!

Starting November 2, 2020

Ending December 11, 2020

$1,200.00 for 12 months at 12%*

$50.00 non-refundable application fee

*Annual Percentage Rate.  Monthly payment amount of $107.05.  Offer subject to removal without prior notice.  Maximum aggregate unsecured per member is $20,000.00.

Christmas Skip-A-Pay
Christmas Skip-A-Pay

Christmas Skip-A-Pay is back!

Skip your November or December loan payments.

Apply in Internet Banking or send your completed forms to operations@frecu.org or fax it to 850-671-6627

For more information call 1-800-542-1246


Switch Your Rate!
Switch Your Rate!

If you have a loan secured by a car, boat, motorcycle, or ATV at ANY other financial institution, apply to bring that loan to FRECU, we may be able to beat that rate by at least 2.00%* APR or more.

*The minimum allowable rate is 1.99%.  Not valid with current FRECU loans.  Rate subject to credit approval, maximum amount financed based on NADA retail value.  Offer subject to removal without prior notice. 

Cruise in for these great rates!
Cruise in for these great rates!

New Auto as low as 1.99%*

Used/Refinanced Auto as low as 1.99%*

To apply online, please click on It's Me 247 and log in. 

 *Annual Percentage Rate.  Subject to credit approval.  Offer subject to removal without prior notice.  Refinanced applies to autos financed at another institution.  Current FRECU loans do not apply.


    Holiday Schedule

    2020 Holiday Schedule

    We will be closed in observance of the following holidays:

    November 11 - Veterans Day

    November 26, and 27 - Thanksgiving

    December 24, and 25 - Christmas Eve, and Christmas Day 

    Pay Off Those High Interest Credit Cards!


    Are high interest rates on credit cards dragging you down?  Switch to a Visa from Florida Rural Electric Credit Union and save with our balance transfer rate of 8.49% APR* for life.  Call us today at 800-542-1246.

    *Annual Percentage Rate

    Phishing & Scam Alerts

     Scammers are dialing random cell numbers and advising the cell number owner "their debit card has been deactivated and advising the owner to input their debit card number and security code number on the back of the card to reactivate the card."


    Phishers use spam/unwanted e-mail to lure people into fake Web sites to obtain personal information and commit identity theft. As your credit union, we want to ensure you know the best way to protect yourself and your accounts. Read our Phishing brochure to learn more...