Join Us

If you are a member of, employee of, or relative of an employee of one of the rural electric cooperatives that make up the Florida Electric Cooperative Association (FECA), you can become a member of Florida Rural Electric Credit Union (FRE Credit Union). As a member of FRE Credit Union you can take advantage of our competitive loan rates, free services, dividend earning accounts, and excellent member service. With FRE Credit Union you get modern technology when you want it, and old-fashioned member service when you don’t. Don’t sit on hold to wait to talk to a robot about your account. Talk to a live person who will try to help you and help you with your FRE membership. If you wish to avoid talking to a person, or it is after hours, and you just want to review your account you can contact our automated audio system, or log into It’s Me 247 through internet banking, or an app on your phone. Need a branch to walk into? FRE Credit Union is a member of the Co-Op Shared Branching Network with over 5000 locations nationwide. With FRE Credit Union, we are only as far away as your wallet, or phone.

The Member Cooperatives of the Florida Electric Cooperative Association are: